SKU:001
COVERAGE |
PHP 500 PREMIUM |
Accidental Death | 250,000 |
Permanent Disablement | Maximum of 250,000 |
Medical Reimbursement (5% of coverage) | Maximum of 12,500 |
1. Insured shall be the registered applicant for JuanLife Personal Accident Insurance.
2. Insured should be Filipino citizens ages 7 to 60 years old.
3. Each Insured can avail of multiple JuanLife Personal Accident Insurance policies amounting to a maximum total combined coverage of P1,000,000 for themselves every year.
4. The JuanLife Personal Accident Insurance is valid for one (1) year from date of activation.
5. JuanLife shall only be valid once activated via SMS or via the JuanLife website.
6. Beneficiary must be the LEGAL heirs of the insured.
7. Coverage are Accidental Death, Permanent Disablement only.
8. The Medical Reimbursement benefit covers medical expenses with supporting receipts related to accidents covered under the JuanLife Personal Accident Policy. This benefit can only be claimed once during the year of coverage.
9. The benefit of those engaged in hazardous occupation is reduced to 10% of each coverage amount should the accident happen during the time or performance of their job or duty as such.
10. Accidents that happened in other countries are covered.
11. In cases of multiple claims, the maximum amount shall be the coverage for accidental death.
12. LEGAL names of the insured and her beneficiaries, as well as other data submitted MUST be accurate for the insurance to be valid.
1. All military and police personnel and officers
2. Barangay officials/tanod
3. Professional entertainers & athletes
4. Duties involving heavy manual work
5. Acrobats, asylum, attendants, aviator, boilerman, butchers, caddies, carpenters, construction workers, customs personnel, detectives, divers, electricians, explosive makers, farmer, fireman, fisherman, handlers or custodians, mason, miners, outdoor painter, professional referee, racehorse trainer, jockey, sailor, secret service personnel, security guard, ship’s crew, steeplejacks, stevedore, traffic aide, underground workers, welder, wood carver, tinsmith, auto mechanic, window cleaners & wood working machinists
SKU:002
COVERAGE |
PHP 300 PREMIUM |
Accidental Death | 150,000 |
Permanent Disablement | Maximum of 150,000 |
Medical Reimbursement (5% of coverage) | Maximum of 7,500 |
1. Insured shall be the registered applicant for JuanLife Personal Accident Insurance.
2. Insured should be Filipino citizens ages 7 to 60 years old.
3. Each Insured can avail of multiple JuanLife Personal Accident Insurance policies amounting to a maximum total combined coverage of P1,000,000 for themselves every year.
4. The JuanLife Personal Accident Insurance is valid for one (1) year from date of activation.
5. JuanLife shall only be valid once activated via SMS or via the JuanLife website.
6. Beneficiary must be the LEGAL heirs of the insured.
7. Coverage are Accidental Death, Permanent Disablement only.
8. The Medical Reimbursement benefit covers medical expenses with supporting receipts related to accidents covered under the JuanLife Personal Accident Policy. This benefit can only be claimed once during the year of coverage.
9. The benefit of those engaged in hazardous occupation is reduced to 10% of each coverage amount should the accident happen during the time or performance of their job or duty as such.
10. Accidents that happened in other countries are covered.
11. In cases of multiple claims, the maximum amount shall be the coverage for accidental death.
12. LEGAL names of the insured and her beneficiaries, as well as other data submitted MUST be accurate for the insurance to be valid.
1. All military and police personnel and officers
2. Barangay officials/tanod
3. Professional entertainers & athletes
4. Duties involving heavy manual work
5. Acrobats, asylum, attendants, aviator, boilerman, butchers, caddies, carpenters, construction workers, customs personnel, detectives, divers, electricians, explosive makers, farmer, fireman, fisherman, handlers or custodians, mason, miners, outdoor painter, professional referee, racehorse trainer, jockey, sailor, secret service personnel, security guard, ship’s crew, steeplejacks, stevedore, traffic aide, underground workers, welder, wood carver, tinsmith, auto mechanic, window cleaners & wood working machinists
SKU:003
POLICY COVERAGE:
COVERAGE |
PHP 1,000 PREMIUM |
|
|
Permanent Disablement |
Maximum of Php 500,000 |
Medical Reimbursement |
Maximum of Php 25,000 |
Burial Assistance |
Php 10,000 |
TERMS & CONDITIONS:
1. Insured shall be the registered applicant for Juan Life Personal Accident Insurance.
2. Insured should be Filipino citizens ages 7 to 60 years old; renewable up to 65 years old.
3. Each Insured can avail of multiple JuanLife Personal Accident Insurance policies amounting to a maximum total combined coverage of P1,000,000 for themselves every year.
4. The JuanLife Personal Accident Insurance is valid for one (1) year from date of activation.
5. Juan Life shall only be valid once activated via SMS, Facebook Messenger or via the JuanLife website.
6. Beneficiary must be the LEGAL heirs of the insured.
7. For accidental death, the beneficiaries shall receive the maximum coverage of this policy.
8. For injuries or permanent disablement caused by accidents, the Insured shall receive 50% up to 100% coverage depending on the extent of injury. Please refer to the Inclusions Table for details.
9. The Medical Reimbursement benefit covers medical expenses with supporting receipts related to accidents covered under the Juan Life Personal Accident Policy. It also covers medical expenses incurred from animal bites. This benefit can only be claimed once during the year of coverage.
10. The Insured shall also receive burial assistance for accidental death on top of the accidental death coverage.
11. The benefit of those engaged in hazardous occupation is reduced to 10% of each coverage amount should the accident happen during the time or performance of their job or duty as such.
12. Accidents that happened in other countries are covered.
13. In cases of multiple claims, the maximum amount shall be the coverage for accidental death, plus the burial assistance benefit.
14. LEGAL names of the insured and her beneficiaries, as well as other data submitted MUST be accurate for the insurance to be valid.
15. This insurance shall be considered null and void if the accident or the unprovoked murder and/or assault occurred while the insured is participating in any criminal act or related offence.
LIST OF HAZARDOUS OCCUPATIONS
1. All military and police personnel and officers
2. Barangay officials/tanod
3. Professional entertainers & athletes
4. Duties involving heavy manual work
5. Acrobats, asylum, attendants, aviator, boilerman, butchers, caddies, carpenters, construction workers, customs personnel, detectives, divers, electricians, explosive makers, farmer, fireman, fisherman, handlers or custodians, mason, miners, outdoor painter, professional referee, racehorse trainer, jockey, sailor, secret service personnel, security guard, ship’s crew, steeplejacks, stevedore, traffic aide, underground workers, welder, woodcarver, tinsmith, auto mechanic, window cleaners & woodworking machinists
SKU:005
POLICY COVERAGE:
COVERAGE |
PHP 2,000 PREMIUM |
|
|
Permanent Disablement |
Maximum of Php 1,000,000 |
Medical Reimbursement (including animal bites) |
Maximum of Php 25,000 |
Unprovoked Murder and/or Assault |
Maximum of Php 250,000 (maximum) |
Burial Assistance |
Php 50,000 |
TERMS & CONDITIONS:
1. Insured shall be the registered applicant for JuanLife Personal Accident Insurance.
2. Insured should be Filipino citizens ages 18 to 60 years old; renewable up to 65 years old.
3. Each Insured can avail of multiple JuanLife Personal Accident Insurance policies amounting to a maximum total combined coverage of P1,000,000 for themselves every year.
4. The JuanLife Personal Accident Insurance is valid for one (1) year from date of activation.
5. The JuanLife insurance shall only be valid once activated via SMS, Facebook Messenger or via the JuanLife website.
6. Beneficiary must be the LEGAL heirs of the insured.
7. For accidental death, the beneficiaries shall receive the maximum coverage of this policy.
8. For injuries or permanent disablement caused by accidents, the insured shall receive 50% up to 100% coverage depending on the extent of injury. Please refer to the Inclusions Table for details.
9. The Medical Reimbursement benefit covers medical expenses with supporting receipts related to accidents covered under the JuanLife Personal Accident Policy. It also covers medical expenses incurred from animal bites. This benefit can only be claimed once during the year of coverage.
10. The Insured shall also receive burial assistance for accidental death on top of the accidental death coverage.
11. The Insured is covered for disability or loss of life due to unprovoked murder and/or assault arising from robbery, hold-up assault, and other unlawful offence done. Unprovoked means that the insured should not have done any action or issued words to encourage any harm done to themselves by the assailant.
12. The benefit of those engaged in hazardous occupation is reduced to 10% of each coverage amount should the accident happen during the time or performance of their job or duty as such.
13. Accidents that happened in other countries are covered.
14. In cases of multiple claims, the maximum amount shall be the coverage for accidental death, plus the burial assistance benefit.
15. LEGAL names of the insured and her beneficiaries, as well as other data submitted MUST be accurate for the insurance to be valid.
16. This insurance shall be considered null and void if the accident or the unprovoked murder and/or assault occurred while the Insured is participating in any criminal act or related offence.
LIST OF HAZARDOUS OCCUPATIONS
1. All military and police personnel and officers
2. Barangay officials/tanod
3. Professional entertainers & athletes
4. Duties involving heavy manual work
5. Acrobats, asylum, attendants, aviator, boilerman, butchers, caddies, carpenters, construction workers, customs personnel, detectives, divers, electricians, explosive makers, farmer, fireman, fisherman, handlers or custodians, mason, miners, outdoor painter, professional referee, racehorse trainer, jockey, sailor, secret service personnel, security guard, ship’s crew, steeplejacks, stevedore, traffic aide, underground workers, welder, woodcarver, tinsmith, auto mechanic, window cleaners & woodworking machinists